Calculator

Northbridge clients may access a personal credit line of up to 30% of their total invested portfolio — including plan contributions and securities held through the Northbridge app — using their investments as collateral, without interrupting the compound growth of their plan and without surrender charges. Available through the Northbridge client portal, subject to approval.

This document is a hypothetical illustration and does not constitute a contract, an offer, or a guarantee of future results. Projected returns are estimates based on historical averages of global markets and Northbridge's multi-asset portfolio; the 10% baseline scenario reflects the long-term annualized historical average of the S&P 500 index. Higher scenarios, including the 18% scenario, are not guaranteed, and actual results will vary with market conditions. Northbridge Advisor charges a one-time setup fee of 1.4% of first-year contributions and no annual management, policy, or asset-based fees. Early surrender is unavailable during the initial lock-up period of the plan; thereafter it is subject to a declining surrender charge capped at 30% of the account value, which reaches 0% once 65% of the contracted term has elapsed. No surrender charge applies upon completion of the term. Please consult your financial advisor before making investment decisions.

Northbridge Advisor operates under SimplyCredit LLC, an entity duly incorporated and registered under the laws of the United States of America. All fund transfers are made solely and exclusively to SimplyCredit LLC; no subsidiary or affiliated company is authorized to receive funds. Consulting and financial advisory services, including any management fees, are billed exclusively through Nexus Inversiones Andinas Invernext S.A.S. Invernext does not receive or solicit money from individuals or third parties for investment purposes, nor on behalf of Northbridge Advisor funds.